GeezerMB
Rookie Author
Winnipeg
Posts:1
Points:73,620
Joined:Nov 2007
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Message Posted: Aug 10, 2008 12:27:40 AM
I use a credit card the pays dividends based on purchases. Many times that is more than the for cash price difference.
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wmtbilly
Rookie Author
Delaware
Posts:52
Points:81,375
Joined:Jul 2008
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Message Posted: Aug 9, 2008 11:52:52 PM
Currently there is only one Station in Delaware that offers a Cash Price Discount! That Station is a Gulf (Kirkwood Hwgy & Ohio) offering a 8 cent discount for Cash (%3.53 vs. $3.61) which is about 2%
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CruiserIN
Rookie Author
Indianapolis
Posts:7
Points:352,525
Joined:Aug 2008
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Message Posted: Aug 9, 2008 10:15:27 PM
Cash vs. Credit is usually not worth it because there are better deals to be had. Most credit cards I have seen give you 5% back but only on a limited amount per month. I have gone with the Hoosier AAA discount gift card with Speedway. It is 4% off on your gas purchases which at $4.00 a gallon comes to 16 cents off per gallon. Most cash discount stations only give about 5-10 cents off per gallon which is not as good a deal or as handy since I'm always short on traveling with Presidents. As a bonus, the Speedy Rewards system gives you 1000 points for every $50 you put on the card several months out of the year. With my credit card I get 1%, I get 4% off with the prepaid card, and then after accumulating points you get cash put on your gift card as well. In all I figure I'm saving more money there than with other programs. 5% off unlimited and rewards points for more free gas as a bonus. At a minimum on the rewards program I get $10 back for every $400 I spend in gas using the system.
http://www.speedway.com/SpeedyRewards/RedeemPoints.aspx
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jb107
Champion Author
New Jersey
Posts:9,549
Points:2,621,025
Joined:Sep 2005
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Message Posted: Aug 9, 2008 9:55:18 PM
All the brand name stations in this area charge the same for cash or credit.
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Sheri2u
Champion Author
Ventura
Posts:8,966
Points:1,553,150
Joined:Nov 2007
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Message Posted: Aug 9, 2008 9:22:13 PM
I will not go somewhere that charges more for credit
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SenileOldMan
Champion Author
North Carolina
Posts:3,518
Points:942,135
Joined:Nov 2005
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Message Posted: Aug 9, 2008 8:53:24 PM
N/A. The driving (sorry) factor with me is to stay away from gas mixed with ethanol. I think someone has doctored up our gas statewide as I am getting about 70 miles less per tankful compared with last summer.......
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Bonanza
Champion Author
Boston
Posts:12,087
Points:2,551,005
Joined:Jun 2004
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Message Posted: Aug 9, 2008 8:27:20 PM
I pay with cash.
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NakedDriver
Champion Author
Des Moines
Posts:15,850
Points:2,460,225
Joined:Oct 2004
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Message Posted: Aug 9, 2008 8:21:31 PM
ə my answer varies.
sometimes i prefer "patp" and go elsewhere.
if the cash price is the lowest around, i usually will buy there despite the slight inconvenience.
still others, i'll not buy in that area at all.
the option i chose was "yes, but pay with credit if no cash". ə
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N9HVP
Champion Author
Indiana
Posts:11,708
Points:2,470,640
Joined:Sep 2004
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Message Posted: Aug 9, 2008 5:16:45 PM
I go elsewhere for a lower price.
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JimsWife
Rookie Author
Missouri
Posts:7
Points:465
Joined:Aug 2008
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Message Posted: Aug 9, 2008 1:49:03 PM
I buy my gas with a credit card that pays me 5% to use it for gas purchases...it's the only way to help the consumer
make his money work for him and not against him. In the economy we have today, one has to make every dollar count.
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bobjeep
Champion Author
Florida
Posts:9,709
Points:2,057,710
Joined:Jun 2006
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Message Posted: Aug 9, 2008 1:12:35 PM
no I do not.
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chui
Champion Author
Dallas
Posts:2,903
Points:2,366,325
Joined:Sep 2004
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Message Posted: Aug 9, 2008 12:07:54 PM
no way!
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mobil12newman
All-Star Author
Massachusetts
Posts:533
Points:43,735
Joined:Nov 2005
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Message Posted: Aug 9, 2008 10:13:17 AM
I hate that I had to goto Cash/Credit pricing at my station. Competition had done so and I lost more than half my business so I was forced to.
For those that don't believe that we are losing on credit card fees I welcome you to come by and look at my books. I was on the verge of going out of business. Post a cash price on the road sign, just as my competitor does made the difference.
Before you make any assumptions about the reason your local station is doing the business practices he is, walk in and ask for the manager or owner and ask him why? I must explain a half dozen times every day to my customers. Almost everyone of them walks away enlightened.
This is an article written by the local paper on my situation Between a pump and a hard place.
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rjr54
Champion Author
Winnipeg
Posts:1,110
Points:394,395
Joined:Feb 2005
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Message Posted: Aug 9, 2008 9:30:36 AM
Credit card and cash are the same price.
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imcruizn
Champion Author
Georgia
Posts:10,877
Points:2,411,005
Joined:Oct 2005
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Message Posted: Aug 9, 2008 9:29:42 AM
I use credit every where I go
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cincindie
Champion Author
Cincinnati
Posts:9,784
Points:1,936,545
Joined:Mar 2004
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Message Posted: Aug 9, 2008 9:18:04 AM
Gas prices charge he same price for cash or credit around here.
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Lengas
Champion Author
Gary
Posts:13,545
Points:2,716,800
Joined:Nov 2004
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Message Posted: Aug 9, 2008 8:56:02 AM
Credit, cash same price here. If a station tries to charge me more for credit they will lose my business.
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jimmy123NE
Champion Author
Omaha
Posts:6,846
Points:1,516,960
Joined:Jul 2008
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Message Posted: Aug 9, 2008 8:22:08 AM
Do what ever is good for you and what will satisfy you.
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Dancin
Champion Author
Toronto
Posts:5,510
Points:2,082,255
Joined:Mar 2004
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Message Posted: Aug 9, 2008 8:11:08 AM
In Canada, we get very little extras from gas purchases. There is no benefit to paying cash, so credit card is the way.
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mhicks
Rookie Author
Texas
Posts:51
Points:82,525
Joined:Oct 2005
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Message Posted: Aug 9, 2008 7:42:13 AM
I always use a credit card, most of the time it is one with a rebate (Discover). However, I will search in a small radius for the cheapest gas.
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pkhdonovan
Champion Author
Maine
Posts:12,006
Points:2,704,830
Joined:Sep 2005
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Message Posted: Aug 9, 2008 4:21:15 AM
same prices
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doyle16
Champion Author
Florida
Posts:3,142
Points:643,190
Joined:Oct 2006
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Message Posted: Aug 9, 2008 2:47:15 AM
Locally, I generally pay with cash (unless the merchant has problems printing a receipt). But when I am on business or out-of-town (foreign branch ATM fees), then I always use credit. I also DON'T use any false-REBATE credit cards. The pseudo-rebate creates higher cost that will be passed back to the consumer in higher prices. Therefore, I prefer to pay cash "on the barrel".
Now, when I am in the local market, I would go for the lowest CASH price on my route. While away from my bank/credit-union ATMs, then I would be looking for the credit price "AT THE PUMP"
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ESPY
Rookie Author
Los Angeles
Posts:16
Points:10,655
Joined:May 2004
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Message Posted: Aug 9, 2008 1:20:38 AM
No!
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Lou08
Champion Author
California
Posts:1,084
Points:252,410
Joined:Feb 2008
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Message Posted: Aug 9, 2008 12:10:56 AM
I pay for credit all the time I wont go to ARCO because they only take cash or ATM. There's too many benefits for VISA and Discover also gives rebate.
[Edited by: Lou08 at 8/9/2008 12:13:12 AM EST]
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DustyChalk
Rookie Author
Virginia
Posts:39
Points:169,180
Joined:Jul 2007
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Message Posted: Aug 8, 2008 11:11:27 PM
There wasn't really an option for "No, because I don't like to carry around cash", but the closest was "I'll pay more". But I have to admit, I'll only pay a few cents more -- if they were to charge a dime a gallon less, I think I could find it within myself to go get cash first.
Also, I do a lot of my gas-getting after dark, so it'd have to be manned 24/7, which a lot of them are not.
I think the next poll should be, "do you deliberately shop at Safeway to get their discounts, or are you a member of a club such as CostCo Sam's Club or whatnot, part of the reasoning being for the cheaper gas?"
And for those of you who read my entire post, here is some light-hearted entertainment:
http://www.liveleak.com/view?i=ca5_1218069455
[Edited by: DustyChalk at 8/8/2008 11:13:26 PM EST]
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jb107
Champion Author
New Jersey
Posts:9,549
Points:2,621,025
Joined:Sep 2005
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Message Posted: Aug 8, 2008 10:51:36 PM
I always charge. At the end of the year I have a record of my expenses
The cheapest station is only 2 cents a gal. cheaper then where I charge.
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Capitol G
Sophomore Author
Virginia
Posts:169
Points:1,074,060
Joined:May 2004
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Message Posted: Aug 8, 2008 9:47:27 PM
None of the answers really matches what I would say. I usually use a card because of the bonus I get (in my case, air miles) which for me is worth any savings difference I might get because of paying cash. None of the answers really fits this.
Answers which don't necessarily address the question being asked seem to happen a lot here!
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Bonanza
Champion Author
Boston
Posts:12,087
Points:2,551,005
Joined:Jun 2004
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Message Posted: Aug 8, 2008 8:35:05 PM
I pay with cash.
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roadkillGA
Champion Author
Georgia
Posts:3,382
Points:485,950
Joined:Jun 2008
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Message Posted: Aug 8, 2008 6:56:31 PM
Paying with cash
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Fastlaps
Rookie Author
San Bernardino
Posts:1
Points:753,965
Joined:Dec 2007
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Message Posted: Aug 8, 2008 6:43:23 PM
I don't use stations that have a price differential for cash or credit. The stations with the lowest price usually don't have that policy.
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BBopp
Champion Author
Dayton
Posts:6,839
Points:1,937,705
Joined:Dec 2006
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Message Posted: Aug 8, 2008 6:41:32 PM
The price per gallon here is the same whether paying by cash or credit card.
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chui
Champion Author
Dallas
Posts:2,903
Points:2,366,325
Joined:Sep 2004
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Message Posted: Aug 8, 2008 5:57:43 PM
I, have not notice that.
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MahopacJack
Champion Author
New York
Posts:8,011
Points:1,582,995
Joined:Feb 2008
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Message Posted: Aug 8, 2008 5:52:24 PM
I refuse to pay additional for using my credit card. One of the stations near here does have a POSTED cash price but a customer does not know how much they'll be paying with a credit card until arriving at the pump.
If the station owners insist on using this policy, they should post their credit card price along with the cash.
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HAWKMOM81
Sophomore Author
Maryland
Posts:154
Points:24,670
Joined:May 2008
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Message Posted: Aug 8, 2008 3:25:22 PM
no one around here dose that I always use my debit/credit card its just easier and I don't want to carry all that cash.
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Krissy2008
Rookie Author
Bridgeport
Posts:1
Points:370
Joined:Aug 2008
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Message Posted: Aug 8, 2008 3:24:38 PM
I would go anywhere up to 15 miles for cheaper gas. The whole idea of getting gas cheaper because you pay with cash is just ridiculous the money doesnt spend differntly when its by credit, and the gas these stations are selling is already been paid for..so whats the deal with that?
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The Spook
Veteran Author
Wisconsin
Posts:255
Points:170,085
Joined:Oct 2004
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Message Posted: Aug 8, 2008 3:18:16 PM
Ehh, what's 2 cents/gallon savings? 30 cents on a fill-up? I always use credit for convenience.
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RoboRobby
Sophomore Author
Dayton
Posts:199
Points:26,065
Joined:May 2008
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Message Posted: Aug 8, 2008 2:49:46 PM
I don't know of any here. They do have some that give discounts for using their card. Go figure.
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tcdj
Rookie Author
Arkansas
Posts:1
Points:2,520
Joined:Aug 2008
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Message Posted: Aug 8, 2008 2:39:29 PM
I usually buy gas where I can get at least 3cents or more off a gallon and usually use store Card or prepaid card!!!
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bobjeep
Champion Author
Florida
Posts:9,709
Points:2,057,710
Joined:Jun 2006
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Message Posted: Aug 8, 2008 1:31:17 PM
no, never
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JPhilly
Sophomore Author
San Antonio
Posts:137
Points:588,455
Joined:Sep 2005
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Message Posted: Aug 8, 2008 1:19:48 PM
No such offer that I have seen in San Antonio, but if I could get it cheaper with cash, I would.
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CAMPOBOB
Rookie Author
Syracuse
Posts:4
Points:855
Joined:Jul 2008
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Message Posted: Aug 8, 2008 12:34:22 PM
I really don't believe the "poor station owners" are not making any money.
I use a debit/credit card all the time, no matter what.
I am not going to let the station owner make one penny more if I can help it. I sure won't save him 3-5 cents by using cash. If he's losing money on credit card sales he should stop accepting them.
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Maryterrytoo
Rookie Author
Detroit
Posts:23
Points:28,350
Joined:May 2008
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Message Posted: Aug 8, 2008 12:19:49 PM
I try to avoid stations that give a discount for cash. Most of the time, the word "cash" on the sign is so little I don't notice it & don't. I drive up & the pump price jumps .10 a gallon.
Gas stations & other retail stores typically pay 4-6% to the credit card company for using their card. The discount that Gas Stations offer to their "cash" customers, is only about 3 % or so less than credit with todays prices. This leaves 1-3% additional they are making off you. They are actually making more of a profit from people who use cash even with the discount.
The credit price "cash encouraging" stations have, is usually higher than regular credit gas stations.
I will continue to look for a lower price & avoid stations that discount for cash when possible.
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rayirani
Champion Author
San Jose
Posts:9,483
Points:1,293,840
Joined:Jun 2008
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Message Posted: Aug 8, 2008 11:10:17 AM
Unless I misunderstand the options available, this question, does not allow the response that you use a credit card regardless of the option for lower cash price.
There are a lot of cards out there offering rebates that make it cheaper to purchase with a card than to pay the cash price, and that's exactly what I do.
And for those folks out there that believe credit is a bad thing - watch your expenses and just pay your monthly bill on time and you'll find it's better than cash.
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dmacdona
Rookie Author
New Brunswick
Posts:94
Points:472,780
Joined:Feb 2007
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Message Posted: Aug 8, 2008 10:36:47 AM
I always purchase with credit card and get rebate.
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zacksnanny
Champion Author
New Brunswick
Posts:1,634
Points:2,201,745
Joined:Aug 2005
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Message Posted: Aug 8, 2008 10:34:26 AM
We get a credit card rebate when we purchase.
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OKRifle
Champion Author
Oklahoma City
Posts:10,397
Points:1,809,310
Joined:Oct 2007
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Message Posted: Aug 8, 2008 10:21:54 AM
I strictly cash, regardless where I buy gas!
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michael562
Champion Author
Tennessee
Posts:10,272
Points:2,036,980
Joined:May 2007
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Message Posted: Aug 8, 2008 9:38:09 AM
no
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Lengas
Champion Author
Gary
Posts:13,545
Points:2,716,800
Joined:Nov 2004
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Message Posted: Aug 8, 2008 8:19:02 AM
Same price here.
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imcruizn
Champion Author
Georgia
Posts:10,877
Points:2,411,005
Joined:Oct 2005
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Message Posted: Aug 8, 2008 8:12:09 AM
It is a marketing scam.
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keo
Champion Author
Colorado
Posts:10,250
Points:2,033,865
Joined:May 2004
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Message Posted: Aug 8, 2008 7:50:45 AM
na
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N9HVP
Champion Author
Indiana
Posts:11,708
Points:2,470,640
Joined:Sep 2004
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Message Posted: Aug 8, 2008 7:44:22 AM
i go elsewhere for a lower price.
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